Finance Options

At we understand that customers want different payments options, which is why we have a long-standing partnership with Omni Capital to be able to offer you competitive finance options. There are multiple products to help you spread the cost of your garden building needs so that you can enjoy your desired purchase straight away.

Sheds & Log Cabins On Finance

Once you have read over our finance options and would like to make a purchase using Omni Capital Retail Finance Limited, simply continue to shop online, select a Finance option in the checkout and complete the quick and easy application form. Once the form has been completed you will recieve an online decision within a minute.

We have partnered with Omni Capital Retail Finance Limited to offer you a range of flexiable finance options. For any quiries during the application process or when signing your credit agreement, their Customer Service team will be happy to help either through their live chat by pressing the help button, by phone on 0333 240 8317 or by their online form.

We can also offer custom finance options, subject to approval. Please contact us or call us on 0345 034 6481 for more information.

Finance Process

Finance Options

Finance OptionLoanTermMin. DepositRepresentative APR
6 Months Interest Free£500 - £15,0006 Months20%0%
Classic 24 Months Credit£280 - £15,00024 Months20%16.9%
Classic 36 Months Credit£280 - £15,00036 Months20%16.9%
Classic 48 Months Credit£280 - £15,00048 Months20%16.9%
Classic 60 Months Credit£280 - £15,00060 Months20%16.9%

For help with your finance please call 0345 034 6481

Interest Free (0% Finance)

6 Months 0% Interest Free

We are also pleased to offer our customers with a 0% Interest for 6 Months. This option is for orders between £500-£15,000. Allowing you to pay up to 6 months with 0% Interest. 20% deposit is required.

Classic Credit (CC - 16.9% APR)

24, 36, 48 & 60 Month Classic Credit

We are pleased to offer our customers the Classic Credit option, allowing you to pay for your product over a 24, 36, 48 or 60 month period. This option is for orders between £280 - £15,000. 20% deposit is required.

Applying for finance only takes a few minutes and your financial approval will be turned around in seconds.

Representative Examples

CC Representative Example
Purchase Price£2,149.00
Amount of Credit£1,719.20
Total Repayable£2,444.36
Agreement Duration24 Months
Monthly Payment£83.94
Rate of Interest (fixed)16.9% p.a.
Representative 16.9% APR
0% Finance Representative Example
Purchase Price£2,149.00
Amount of Credit£1,719.20
Total Repayable£2,149.00
Agreement Duration6 Months
Monthly Payment£286.53
Rate of Interest (fixed)0% p.a.
Representative 0% APR

For help with your finance please call 0345 034 6481

Finance Provider

Omni Capital Retail Finance

  • Registered business name: Omni Capital Retail Finance Limited
  • Authorisation & regulation: Authorised and regulated by the Financial Conduct Authority
  • Business registered address: Registered office 10 Norwich Street, London, EC4A 1BD

What Do I Need To Apply?

To apply for finance you must have a strong credit history, with no defaults, CCJs, IVAs or bankruptcy and you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits.
  • You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit.

Why is Interest Free Credit an advantage?

  • Spread the cost with easy manageable monthly payments.
  • Instant online decisions with eSign paperless process.
  • Leaves you with extra cash by spreading the cost.
  • Fixed Payments - your payments are fixed for the duration of the agreement allowing you to budget more effectively.

For help with your finance please call 0345 034 6481

Frequently Asked Finance Questions

How much can I borrow?
When checking out, just complete the easy online application form that you'll receive from Omni Capital Retail Finance Limited and you can be approved instantly for up to £15,000 to allow you to purchase the products that you've been dreaming of, and pay for it in easy manageable instalments.
Is a deposit required?
Yes, a minimum deposit of 20% is required. This is dependent on which finance option you select; please see finance options table above for further information.
How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.
What type of goods can I buy on Finance?
Anything on our website. Please remember that the minimum order value for finance is £280.
How Do I Apply?
Choose the Interest free credit option at the checkout. Omni Capital Retail Finance Limited will send you a link to their secure server where you can process your application and get an instant decision and complete your finance agreement by eSigning. This process eliminates the need for any paperwork; saving you time and means we can send your goods quicker.
Can I Pay Off My Loan Early?
You can settle your loan agreement at any time. Simply contact Omni Capital Retail Finance Limited and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.
Who is my financial agreement with?
Sixty Stores Ltd work via Omni Capital Retail Finance Limited. Your financial agreement will be with Omni Capital Retail Finance Limited.
Why has my application been declined?
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Although we are unable to provide you with a reason if your application is declined, it is usually based on one or more of the following reasons:
  • Adverse credit reference agency information
  • Your credit score (note that every finance company will score you differently)
  • You are aged under 18
  • You are considered to be overcommitted
  • Poor account performance with other lenders
What type of information do credit agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them, for instance, this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

All images are for illustrative purposes only. All dimensions are approximate and may vary with manufacturers tolerances. Dimensions contained within product names are approximate, for guidance purposes only. Unless otherwise stated, all measurements are overall including roof overhangs where applicable.

Free delivery is available to most UK postcodes. Postcodes that qualify for free delivery are always determined by our trusted couriers and any additional charges will be stated at the checkout. Our 'Pick A Day' service is for selected products only and will be highlighted on all qualifying products under the delivery section.

♦ Pick a day delivery is subject to availability. Postcode must match your delivery address, otherwise the delivery date may not be available. Pick a Day delivery is not available when Home installation is selected, you will be contacted by the installations team to arrange delivery and installation dates. Pick a Day delivery on orders placed through finance are also not available and are subject to credit checks, which are outside our control. In such cases you will be contacted to rearrange delivery. Terms & Conditions apply.